Our comprehensive portfolio of products is designed to help Lenders capitalize on digital lending opportunities
GoNoGo is a digital customer origination platform designed to empower Banks, FIs, NBFCs and Micro Finance institutions. It is an intelligent, intuitive and configurable solution that enables fast and efficient loan processing and a digitally driven seamless customer journey using ML powered business decision capabilities. It provides complete end-to-end loan origination capabilities required by Sales, Credit Risk and Operations teams to process loan applications on a single platform.
10 sec
LENDING DECISION
16+
PRODUCT JOURNEYS
96%
STRAIGHT THROUGH
DECISIONING
Highly flexible workflows integrated with rich internal ecosystems and third party service providers / aggregators gave our customers these advantages:
Presenceless and paperless application entry workflow for sales persons and customers.
Credit risk assessment workflow for verification, valuation, hypothecation and manual underwriting.
Operations workflow for loan fulfilment and cashless disbursement.
Maker/Checker options based on hierarchical roles for seamless journey and reduced TAT
Comes with powerful business rule engine for accelerated credit decisioning.
Optional lead management modules to track and manage leads.
Presenceless and paperless application entry workflow for sales persons and customers.
Credit risk assessment workflow for verification, valuation, hypothecation and manual underwriting.
Operations workflow for loan fulfilment and cashless disbursement.
Maker/Checker options based on hierarchical roles for seamless journey and reduced TAT
Comes with powerful business rule engine for accelerated credit decisioning.
Optional lead management modules, to track and manage leads.
Built on a flexible, configurable and rule-based workflow engine the platform can extend core Lending Origination System (LOS) capabilities to products designed for various lending needs.
Consumer Durable Loan
Personal Loan
Auto Loan
Business Loan
MSME Loan
Credit Card
Over Draft
Loan Against Property
Education Loan
The core capabilities built to support the lending products makes the platform a natural fit for Credit Card origination. Issuing banks are increasingly opting for virtual credit cards to encourage instant spending on the newly approved credit cards. With the extensive ready-to-use integrations with leading CICs, regulatory bodies and the 3PIs the platform enables Card Issuing banks to provide straight-through decisions - a key enabler for instant card usage.
Consumer Credit Cards
Business Card
Corporate Card
Influenced by deep industry expertise, the platform is designed to provide comprehensive loan origination capabilities to support a wider lending customer base. The platform is integrated with major credit information infrastructures to source financial and credit data required to assess credit worthiness of the customer.
Modular and Scalable Architecture
GnG is an unified digital customer origination platform built on a highly scalable technical foundation, supported by rich, loosely coupled modules. The platform offers complete out-of-the-box lending origination solutions with standard modules:
BREx Business Rule Engine
API
Intelligent API Integration smart layers
MultiBureau X
FileX
Video KYC (vKYC)
Third Party Integrators & Credit Bureaus