MultiBureau X

At Lentra, our commitment to get you the best-in class lending solutions remains unparalleled. In an effort to simplify and streamline your credit enquiry process, we bring to you MultiBureau X. As the name effectively conveys, this state-of-the-art technology draws in credit information of your applicants from all different bureaus and presents it to you as a consolidated statement, with minimal effort from you.

Features and Advantages

The features and capabilities of MultiBureau X are developed keeping your credit process in mind. Start your journey with our platform and simplify what you do. Sign up for a free trial or speak with one of our experts.


This technology gets better results in a more cost-effective way than the traditional one. It automates the process; leaving your employees doing other worthwhile stuff. It also means reduced staffing which translates to reduced costs.



The system leaves hardly any space for human intervention, which lowers the probability of fraud. Whether intentional or not a streamlined process does away with bias or error.


The inbuilt rule engine makes sure that the credit reports are in sync with your macro policy. No applicant data needs to be processed by a particular individual according to his/her understanding. The platform will do it for you - promising uniform results.



From generating credit scores to pulling stats, everything is automatic. It leaves minimal room for human error.

How does it work?

Simply start by feeding clientele info into your system via APIs and leave the rest to MultiBureau’s X technology. It recognizes information you put in, and regardless of the data’s uniformity you will get accurate credit scores from all bureaus in a matter of seconds.

What MBx can do for you

MBx Graph


The format in which each credit bureau needs its info is different. While the difference in arrangement can be minuscule, it can also be big enough to act as a hindrance to achieve straight-through processing. MultiBureau X collects the data that you put in only one entry source - your loan origination system. It configures this data to fill in the requirements of all the credit bureaus automatically. Why spend hours to format different feeds for each bureau when you can get speedy one-stop results?


On your dashboard you can choose the bureau to which requests are to be sent as per your credit policy.
For example: you want to run an enquiry with three bureaus if the loan surpasses Rs. 7 lakhs, and with two bureaus if the amount is lesser. This can be very easily set up right on your dashboard. Another example - You want to run CIBIL reports for metro city applicants but Equifax for other clients. Adjust the parameters on your dashboard accordingly and your report is ready. All this with just a few rule changes, no more depending on the IT team.

What Mbx can do for you

MBx Graph


MultiBureau X studies the information on your system and gives you analytical feedback that you can work with. If one credit bureau only generates credit scores for just 50% of your Mumbai clients, it will recognize the pattern. Likewise, it will show you stats that you can then analyse further.

What’s more, this data can be downloaded off the frontend with no intervention of our staff.


You can make use of third party applications directly with MultiBureau X. Be it Aadhar based e-KYC, Karza, Finfort, CreditVidya or more. All can be accessed directly through us.

With an easy-to-use interface, one needs little to no training to understand how to engage with the tech. The barrage of cutting edge software employed at the backend makes sure your experience remains as good as it gets.

MultiBureau X Technology

MultiBureau X technology and how it can help you.


With each piece of tech serving a specific purpose these state-of-the-art applications ensure that your experience is speedy and gets you the best of Artificial Intelligence and Machine Learning

This deployment strategy builds and deploys applications at record speed and minimizes errors substantially

Instead of one large block, a combination of micro-services works a lot better. Not only does it help in faster deployment, you can also apply any technology to just a specific micro-service. This makes it high-functioning and cost-effective

Helps detect errors and ensures they do not occur consistently.

Auto scaling and healing makes sures that the system runs smoothly and errors in data are handled automatically

Very simply this feature runs two similar production systems - blue and green. Only one of the two works at any point. So, when you next want to run maintenance, you can still do so without the site crashing at the front-end. Reduces downtime and risk.

Improves efficiency

These features help the system upright by auto-testing functionality after any change is introduced.