Lentra Agri Lending

A Future-Ready Platform for Smarter KCC (Secured)

Built for Agri Lending.
Powered by Automation.

Agriculture is a key growth area—whether for meeting PSL mandates or expanding into rural markets. Lentra’s GoNoGo Agri Lending is a cloud-native, API-first platform that streamlines the entire agri loan journey—covering lead generation, origination, underwriting, disbursement, servicing, renewals, and collections. With real-time data, automated workflows, and built-in compliance, it ensures faster, more efficient lending.

From simple KCC loans to complex, multi-facility applications, Lentra GoNoGo handles it all with ease. It reduces manual effort, improves turnaround time, and lets your teams focus on relationships and portfolio growth instead of processes.

From Field to Fulfillment—Agri Lending, Simplified

Mobile-First Field Enablement

Empowers on-ground sales teams with a cutting-edge,
mobile-first interface—allowing for quick, seamless data
capture and application processing even in remote areas.

Intelligent Workflow Management

Built-in FTR (First Time Right) checks, query resolution modules, and send-back functionality ensure efficient, error-free application flow and reduce time spent in limbo.

End-to-End Loan Lifecycle Management

Manages the entire lending journey—from lead generation
and origination to disbursement, servicing, renewal, and LMS
integration—within a single platform.

Scalable, Resilient Architecture

Microservices-based design ensures high availability, with the ability to switch critical vendors (like bureaus or fraud detection APIs) at runtime for uninterrupted operations.

Enterprise-Grade Access & Security

Embedded User Access Management linked to ADID with
vendors incorporated into application / case workflow.

Embedded Intelligence for Decisioning

The integrated BREx engine automates validations, eligibility checks, and deviation handling. Annual review and enhancement tasks are auto-assigned to sales queues with ageing visibility.

Lentra’s Agri Lending
Stack—Efficient, Compliant, Digital

Flexible Loan Structuring

Supports secured/unsecured loans, individual/
non-individual borrowers, and multiple facilities
(CC, OD, Term Loan) in a single application.

Built for Agri & Allied Needs

Covers loans for crop cultivation and allied activities like dairy, poultry, and fisheries—aligned with PSL goals.

250+ API Integrations

Enables real-time data checks across KYC, AML,
land verification, credit, valuation, and fraud detection
for safer, faster processing.

Smart Eligibility & STP Routing

Rule-based engine auto-assesses agri land-linked eligibility and directs applications via STP or to the credit/sales hierarchy.

Complete Lifecycle Management

Handles KCC reviews, renewals, enhancements,
takeover cases, and disbursement workflows—
OTC/PDD included.

End-to-end digital fulfillment

Supports eSign, eStamp, and digital documentation—speeding up processing and improving borrower experience.

Early Quality Check

Implements early-stage screening to eliminate
non-viable cases upfront—helping teams focus on
promising leads and stay ahead of the competition.

Enhanced Underwriting Views

Enable your Credit Manager to move from a crisp CAM summary to detailed views into each aspect of your underwriting, risk and fraud check including RCU, LSR, Valuation, Duplicate KYC and other Fraud detection APIs as well as agency services.

Streamlined Fulfilment with Role Clarity

Offers a clear operational split between branch and
central ops, with RM participation—accelerating
document collection, vaulting, and disbursement.